Cosy Wool

#d1b99b

An orange that is nearly neutral — the hue shows only against a true grey. It is light — black text sits on it comfortably, white text does not.

Hex

#d1b99b

RGB

209, 185, 155

OKLCh

79.8% 0.049 73.2°

CIELAB (D50)

76.7, 5.5, 18.6

What is true of this colour, and of no other

37 other named colours sit within ΔE00 2 of it — this part of the space is crowded, and the names here are finer distinctions than most people make.
It uses only 29% of the chroma available at this lightness and hue — there is a far more vivid version of this colour inside sRGB.
As text on white it measures APCA Lc 35.8; on black, Lc -66.7. The sign is the polarity, which the WCAG ratio discards.
Built into an eleven-step scale, 10 of the 10 adjacent pairs stay ΔE00 2 apart — see the ramp.
protanopia and deuteranopia and tritanopia shift it by ΔE00 11.0 and 11.2 and 22.1 — no red cone.

Text on this colour

White text

1.89:1 — fails AA

Black text

11.12:1 — passes AA

Black text is the better of the two at11.12:1. That is enough for body text.

As text on white, it needs to change

#897357 is the nearest colour of the same hue that passes AA on white, at 4.50:1. Only the lightness moved.

Try it against your own background

The same colour, with one cone missing

As you see it

#d1b99b

protanopia

#bcbc9b · ΔE00 11.0

deuteranopia

#c0c09a · ΔE00 11.2

tritanopia

#c5c500 · ΔE00 22.1

Run a whole palette through all three

The twelve nearest named colours

Ranked by CIEDE2000 — perceptual distance, not hex arithmetic. The closest isRow House Tan at ΔE00 0.618: below 1.0 — an ordinary observer cannot tell these apart, even side by side. What the numbers mean.

Row House TanΔE00 0.618 · #d2bb9d
Bruin SpiceΔE00 0.795 · #d3b99b
GaiaΔE00 0.831 · #d3bc9e
BespokeΔE00 1.059 · #d4ba9d
Glass SandΔE00 1.248 · #cdb69b
High NoonΔE00 1.252 · #cfb999
Treasure MapΔE00 1.282 · #d0bb9d
Mish MoshΔE00 1.322 · #d4ba9e
Vanilla SeedΔE00 1.338 · #ccb69b
Silken StockingsΔE00 1.354 · #d6bea1
CocoΔE00 1.407 · #d1bba1
Teddy Bears & CreamΔE00 1.408 · #ceb79d

11 of these have no page of their own: pages exist for the 4,961 colours the dataset marks as good names.